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Reclaim Bank Charges - What the Law States
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Date Added: 14/05/2008
Last Updated: 14/05/2008
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| Reclaim Bank Charges - What the law says
The law is quite clear that penalty charges made for breach of contract are unenforceable! Of course banks and credit card companies should be allowed to charge, otherwise they'd soon go out of business, but the law says they can only impose fees which are directly in proportion to their administration costs.
On average a financial institution will charge you in the region of £30 per item for bounced cheques, late payments or exceeding an overdraft limit and, considering that that excess may be as little as 50p, we feel that these charges are certainly not proportionate!
It gets worse for, having been charged £30 for your 50p oversight, you will then be charged interest on top which, if like most of us from time-to-time, you've exceeded your limit by a few hundred pounds the charges really begin to add up!
The real question is, does it really cost £30 for a computer generated letter to be issued and posted? If the answer is NO then the charge is not only massively disproportionate but it's also unlawful.
Reclaim your bank charges
If you think that you've been overcharged by your bank, building society or credit card company but are unsure what to do next, or if you would like further information, please contact http://www.stepaway.org.uk directly on 0161 442 6344 or email us at enquiries@stepaway.org.uk
It's time to reclaim what is legally yours!
First Step Legal Limited, Suite 1, Discovery House, Crossley Park, Crossley Road, Stockport SK4 5BHTel: 0161-442-6344 Fax: 0161-432-7967 Contact Email: enquiries@stepaway.org.uk
Company Registration Number: 05562219 Registered Address: 93 Wellington Road North, Stockport, Cheshire, SK4 2LN United Kingdom
Regulated by The Department for Constitutional Affairs in respect of regulated claims management activities. Registration Number : CRM3476
Reclaim Bank Charges - Refund Bank Charges - Recovering Bank Charges
Mis Sold PPI - Refund PPI - Personal Protection Insurance Refunded
Reclaim PPI - Recover Credit Card Charges
Have you been Mis Sold a PPI Policy?
Do you get credit card charges of £10.00 - £35.00 when you pay late or go into the red?
Telephone 0161-442-6344 NOW
Have you been mis sold a personal protection insurance policy?
No Win No Fee
If so, we can help!
http://www.stepaway.org.uk/ based in Cheshire are financial law experts who know why you dont have to accept them.
Although reclaiming Bank Charges have been put on hold, you can still reclaim your Unfair Credit Card Charges for the past 6 years.
WE WIN YOUR MONEY BACK AT NO COST TO YOURSELF.
WE SAVE YOU TIME AND MONEY.
http://www.stepaway.org.uk/
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Telephone 0161-442-6344 NOW
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Why apply for a new Bank Loan when you can get your old Bank Loan refunded?
Mis Sold PPI - Recover Credit Card Charges - PPI Reclaiming
http://www.stepaway.org.uk/
Before applying for another Bank Loan give us a call and let us find out whether we can claim the old Bank Loan monies and PPI monies back due to financial irregularities.
Licit Legal Limited, Suite 1, Discovery House, Crossley Park, Crossley Road, Stockport SK4 5BH
Tel: 0161-442-6344
http://www.stepaway.org.uk/
Company Registration Number: 05562219
Registered Address: 93 Wellington Road North, Stockport, Cheshire, SK4 2LN
Refund Bank Loan, Refund PPI
http://www.stepaway.org.uk/
Telephone 0161-442-6344 NOW
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PPI Policy Mis Selling
Reclaim Bank Charges
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Bank Charges and The Law
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Refund Bank Charges / Credit Card Charges / Recover PPI (Contact Us)
Bank Charges Reclaiming Company - Recover PPI - Credit Cards Refunded |
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Contact person: |
First Step Legal Ltd |
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0161 442 6344 |
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http://www.stepaway.org.uk |
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