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Do you have an existing credit card or loan that you’d like to clear and be free from debt? This could be easier than you first imagined.
Alexander Hart is Northern Ireland’s leading Claims Management Firm and we work on behalf of members of the public, like you, to write off existing credit cards and loans.
Provided the credit card or loan was taken out before 6th April 2007 then the agreement may be deemed unlawful and unenforceable therefore you may be entitled to have any existing balances cleared.
Key Criteria That Must Be Met Before Making a Claim:
Credit Cards
Ø The minimum balance on the card must be £2000 or more
Ø The agreement must be taken out before 6th April 2007
Loans (with or without Payment Protection)
Ø The minimum balance on the card must be £2000 or more
Ø The agreement must be taken out before April 2007
Ø Original Loan must be for between £5k and £25k
Your claim could be for either:
Credit Cards Home Improvements Loan
Car Loan Secured Loan
Debt Consolidation Loan Personal Loan
In many cases if you have taken out a loan, for whatever reason, the likelihood is you will have been sold a Payment Protection Insurance Policy otherwise known in the financial world as PPI. Quite simply PPI enables a borrower to maintain repayments on the loan and avoid getting into debt in situations where they are unable to keep up their repayments.
However, due to major regulation changes by the Financial Services Authority many lenders have been mis-selling these PPIs, therefore you may be able to claim thousands of pounds in compensation.
“It is currently estimated that there are 20 million PPI policies in force in the UK, producing annual revenues in excess of £5 billion, around 50% of these being mis-sold”
Our procedures are straightforward and simple and are aimed at making this process as hassle free and quick as possible.
Contact the team at Alexander Hart today on 02870 355223 for more information or drop us an email via karenl@alexanderhart.com.
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